{"id":242,"date":"2014-05-19T05:00:00","date_gmt":"2014-05-19T11:00:00","guid":{"rendered":"http:\/\/www.mymidatlantic.com\/blog\/?p=242"},"modified":"2014-07-16T09:31:04","modified_gmt":"2014-07-16T15:31:04","slug":"bodily-injury-liability-coverage","status":"publish","type":"post","link":"https:\/\/www.mymidatlantic.com\/blog\/2014\/05\/19\/bodily-injury-liability-coverage\/","title":{"rendered":"What is covered under bodily injury liability coverage?"},"content":{"rendered":"<p>Drivers, whether driving a motorcycle, a truck, or car, need protection in the event an accident should occur. These drivers need insurance coverage that will protect them in the event they are at fault for an accident that causes an injury or death of another driver or passenger. Bodily injury liability coverage, or BIL as it is sometimes called by insurance providers, will provide that protection.<\/p>\n<p>BIL insurance helps drivers with the monetary costs that result from injuries that happen from a recent accident. The accident must be determined to be the fault of the driver in order for this insurance to provide protection.<\/p>\n<p>BIL insurance will help pay for a number of different things. Items that may be covered under BIL insurance include:<\/p>\n<ul>\n<li>Any hospital or medical bills<\/li>\n<li>Follow-up care<\/li>\n<li>Rehabilitation &ndash; physical or occupational therapy<\/li>\n<li>Long-term nursing care &ndash; for rehabilitation purposes<\/li>\n<\/ul>\n<p>In addition to these items, the BIL insurance portion of your auto insurance will help pay for the costs of the following:<\/p>\n<ul>\n<li>Funeral expenses<\/li>\n<li>Lost wages<\/li>\n<li>Pain and suffering<\/li>\n<\/ul>\n<p>Medical bills and other expenses are not the only things that will be covered by BIL insurance. BIL insurance can also help with any legal costs that you may accumulate as a result of the accident.<\/p>\n<p>Legal expenses may be covered because the insurance company has an interest in the outcome of the lawsuit\/trial. They will want to make sure that you are being properly represented during these legal proceedings.<\/p>\n<p>BIL insurance often comes with limits. Most insurance companies have a limit per person impact by the accident and a limit for a single situation. Each insurance company&#8217;s limits will vary depending upon the policy that is purchased.<\/p>\n<p>Make sure you are protected against potential accidents that may occur in Maryland by purchasing the right insurance policies. Work closely with one of our independent insurance agents to explore policies for various insurance companies and find the best auto insurance for your current situation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Drivers, whether driving a motorcycle, a truck, or car, need protection in the event an accident should occur. These drivers need insurance coverage that will protect them in the event they are at fault for an accident that causes an injury or death of another driver or passenger. Bodily injury liability coverage, or BIL as [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-242","post","type-post","status-publish","format-standard","hentry","category-auto-insurnace"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Drivers, whether driving a motorcycle, a truck, or car, need protection in the event an accident should occur. These drivers need insurance coverage that will protect them in the event they are at fault for an accident that causes an injury or death of another driver or passenger. 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