{"id":745,"date":"2019-03-11T02:00:00","date_gmt":"2019-03-11T14:00:00","guid":{"rendered":"https:\/\/www.mymidatlantic.com\/blog\/?p=745"},"modified":"2019-02-06T11:25:39","modified_gmt":"2019-02-06T17:25:39","slug":"what-are-the-different-types-of-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.mymidatlantic.com\/blog\/2019\/03\/11\/what-are-the-different-types-of-auto-insurance\/","title":{"rendered":"What Are The Different Types Of Auto Insurance?"},"content":{"rendered":"<p>The world of auto insurance can seem like a confusing one.&nbsp; There are many different options and types of insurance to investigate.&nbsp; For the uninitiated, this can seem a bit overwhelming at first.&nbsp; Laws and minimum insurance requirements vary from state to state, but they&rsquo;re all pretty similar.&nbsp; No matter if you live in Laurel Canyon, CA or Laurel,&nbsp;MD; all of these types of insurance are offered everywhere.<\/p>\n<p>Collision insurance is usually the first thing offered in an insurance policy.&nbsp; There are a few different kinds of collision insurance available.&nbsp; Bodily Injury To Others (BITO) covers what that implies, with different limits or caps on what the insurance provider pays out. &nbsp;Personal liability (PL) is damage to someone else&#8217;s property (eg: crashing into someone&#8217;s house or mailbox) with similar limits on coverage&nbsp;put in. &nbsp;<\/p>\n<p>Personal Injury Protection (PIP) covers yourself and your own medical bills due to injury in an accident. &nbsp;The last facet of collision insurance is Bodily Injury caused by an uninsured car. &nbsp;This covers you in case you end up in an accident with an uninsured motorist. &nbsp;It&#8217;s illegal to drive on the road without insurance, but there are motorists who still do this out there and it&#8217;s always smart to be covered in this case.<\/p>\n<p>The next word that usually sits by &quot;Collision&quot; in the insurance policy is &quot;Comprehensive&quot;. &nbsp;Comprehensive insurance covers your car for everything else that your collision insurance doesn&#8217;t cover. &nbsp;For instance, a heavy thunderstorm strikes your area and it produces baseball-sized hail. &nbsp;That hail damage (dents, scratches) to your paintwork and bodywork of your car would be covered under your comprehensive insurance.<\/p>\n<p>You can find out all about these options and more at Mid Atlantic Insurance Financial located in Laurel, MD.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The world of auto insurance can seem like a confusing one.&nbsp; There are many different options and types of insurance to investigate.&nbsp; For the uninitiated, this can seem a bit overwhelming at first.&nbsp; Laws and minimum insurance requirements vary from state to state, but they&rsquo;re all pretty similar.&nbsp; No matter if you live in Laurel [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[512,198],"class_list":["post-745","post","type-post","status-publish","format-standard","hentry","category-auto-insurnace","tag-laurel-md","tag-mid-atlantic-insurance-financial"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/posts\/745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/comments?post=745"}],"version-history":[{"count":1,"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/posts\/745\/revisions"}],"predecessor-version":[{"id":746,"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/posts\/745\/revisions\/746"}],"wp:attachment":[{"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/media?parent=745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/categories?post=745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mymidatlantic.com\/blog\/wp-json\/wp\/v2\/tags?post=745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}