{"id":745,"date":"2019-03-11T02:00:00","date_gmt":"2019-03-11T14:00:00","guid":{"rendered":"https:\/\/www.mymidatlantic.com\/blog\/?p=745"},"modified":"2019-02-06T11:25:39","modified_gmt":"2019-02-06T17:25:39","slug":"what-are-the-different-types-of-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.mymidatlantic.com\/blog\/2019\/03\/11\/what-are-the-different-types-of-auto-insurance\/","title":{"rendered":"What Are The Different Types Of Auto Insurance?"},"content":{"rendered":"<p>The world of auto insurance can seem like a confusing one.&nbsp; There are many different options and types of insurance to investigate.&nbsp; For the uninitiated, this can seem a bit overwhelming at first.&nbsp; Laws and minimum insurance requirements vary from state to state, but they&rsquo;re all pretty similar.&nbsp; No matter if you live in Laurel Canyon, CA or Laurel,&nbsp;MD; all of these types of insurance are offered everywhere.<\/p>\n<p>Collision insurance is usually the first thing offered in an insurance policy.&nbsp; There are a few different kinds of collision insurance available.&nbsp; Bodily Injury To Others (BITO) covers what that implies, with different limits or caps on what the insurance provider pays out. &nbsp;Personal liability (PL) is damage to someone else&#8217;s property (eg: crashing into someone&#8217;s house or mailbox) with similar limits on coverage&nbsp;put in. &nbsp;<\/p>\n<p>Personal Injury Protection (PIP) covers yourself and your own medical bills due to injury in an accident. &nbsp;The last facet of collision insurance is Bodily Injury caused by an uninsured car. &nbsp;This covers you in case you end up in an accident with an uninsured motorist. &nbsp;It&#8217;s illegal to drive on the road without insurance, but there are motorists who still do this out there and it&#8217;s always smart to be covered in this case.<\/p>\n<p>The next word that usually sits by &quot;Collision&quot; in the insurance policy is &quot;Comprehensive&quot;. &nbsp;Comprehensive insurance covers your car for everything else that your collision insurance doesn&#8217;t cover. &nbsp;For instance, a heavy thunderstorm strikes your area and it produces baseball-sized hail. &nbsp;That hail damage (dents, scratches) to your paintwork and bodywork of your car would be covered under your comprehensive insurance.<\/p>\n<p>You can find out all about these options and more at Mid Atlantic Insurance Financial located in Laurel, MD.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The world of auto insurance can seem like a confusing one.&nbsp; There are many different options and types of insurance to investigate.&nbsp; For the uninitiated, this can seem a bit overwhelming at first.&nbsp; Laws and minimum insurance requirements vary from state to state, but they&rsquo;re all pretty similar.&nbsp; No matter if you live in Laurel [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[512,198],"class_list":["post-745","post","type-post","status-publish","format-standard","hentry","category-auto-insurnace","tag-laurel-md","tag-mid-atlantic-insurance-financial"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"The world of auto insurance can seem like a confusing one. 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