{"id":747,"date":"2019-03-18T02:00:00","date_gmt":"2019-03-18T14:00:00","guid":{"rendered":"https:\/\/www.mymidatlantic.com\/blog\/?p=747"},"modified":"2019-02-26T10:27:34","modified_gmt":"2019-02-26T16:27:34","slug":"what-happens-if-there-is-a-fire-and-i-dont-have-an-inventory","status":"publish","type":"post","link":"https:\/\/www.mymidatlantic.com\/blog\/2019\/03\/18\/what-happens-if-there-is-a-fire-and-i-dont-have-an-inventory\/","title":{"rendered":"What happens if there is a fire and I don&#8217;t have an inventory?"},"content":{"rendered":"<p>Even in beautiful&nbsp;Laurel, MD, incidents can happen such as fires or burglaries that could cause you to suffer great losses. When you get a homeowners policy through&nbsp;&nbsp;Mid Atlantic Insurance Financial, you never really think anything bad will happen.&nbsp;<\/p>\n<p>That is one of the reasons so many people never make the suggested inventory of their belongings. It seems like a lot of work, and if you&#8217;re lucky, you will never need it.<\/p>\n<h3>Tracking Your Belongings&nbsp;<\/h3>\n<p>Most of the insurance policy is covering the property itself, and unless you have extra coverage for particularly valuable items, your personal belongings will be insured for a much smaller amount.&nbsp;<\/p>\n<p>When you make an inventory, you have a list that you can provide if you suffer a loss. With a burglary, the list helps the police too, because they can look for the items if they are being sold by the thieves.&nbsp;<\/p>\n<p>When you don&#8217;t have the list, with the serial numbers and details of the items, and don&#8217;t have a really good idea of what was missing or destroyed. You may not recover your losses because you simply don&#8217;t remember what you had.&nbsp;<\/p>\n<h3>Making an Inventory Isn&#8217;t So Bad&nbsp;<\/h3>\n<p>There are some helpful tips for people making an inventory. First, you obviously want to keep the list somewhere safe so you can still access it in a disaster.&nbsp;<\/p>\n<p>Another great tip is to make a video where you list your belongings, room by room. That way you can break the job down into easier steps.<\/p>\n<p>If you live in&nbsp;Laurel, MD, don&#8217;t wait to do an inventory until it&#8217;s too late. If you need any help or want to talk about your homeowner&#8217;s policy, please feel free to call Mid Atlantic Insurance Financial today.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Even in beautiful&nbsp;Laurel, MD, incidents can happen such as fires or burglaries that could cause you to suffer great losses. When you get a homeowners policy through&nbsp;&nbsp;Mid Atlantic Insurance Financial, you never really think anything bad will happen.&nbsp; That is one of the reasons so many people never make the suggested inventory of their belongings. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[512,198],"class_list":["post-747","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-laurel-md","tag-mid-atlantic-insurance-financial"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Even in beautiful Laurel, MD, incidents can happen such as fires or burglaries that could cause you to suffer great losses. When you get a homeowners policy through Mid Atlantic Insurance Financial, you never really think anything bad will happen. 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