Although no one gets into his car expecting to become involved in an automobile accident, it can happen at any time. You need to be informed about the steps involved in an auto claim when living in Maryland. Of course the first thing you need to do if you are involved in an accident is to make sure there are no injuries. If there are injuries, make sure someone contacts emergency personnel immediately. If there are no injuries, the next step is to contact the police. In Laurel, MD, if you are planning to involve your insurance company, you need to make a report with the police department.
The third step is to contact your insurance agent. You can usually find this information on the back of your insurance card. Your insurance agent will be able to take the appropriate information and begin the claims process. You will not only need all of the details about the accident, you will also need information from the other party involved. It is best if you exchange telephone numbers and insurance information as soon as reasonably possible. There are a lot of details that will need to be worked out and the more information you can give your insurance agent in Laurel, Maryland, the easier the claim process will be.
Finally, you will need to assess the damages. You will need to take your vehicle and obtain quotes to have the car fixed or determine if the automobile is worth fixing at all. Your insurance company may take care of a lot of this work for you. If they determine your car is a complete loss, and you have comprehensive coverage, they should give you what your car is worth. Speak with a local insurance agent who can help you compare quotes and explain the auto claim process.