Self-Employment and Commercial Insurance

If only it were that simple. Several volumes can be written about the ramifications involved with your commercial insurance policy and your self employment endeavor. At Mid Atlantic Insurance Financial in cozy Laurel, MD we know how to put your business on the right track in terms of your commercial policy. We also know what questions to ask. Keep reading for the questions you need the answers for in order to have an informed and efficient conference with your commercial insurance agent. 

You are a DIY’er when it comes to business. You have identified a need, good or service that needs to be supplied and you decided to do-it-yourself as opposed to letting someone else do a substandard job. That is why you have decided to go into business for yourself. To protect your vulnerable areas you have to have insurance. What kind of insurance you need is contingent upon where you are most vulnerable. 


  • Are you selling a good or service that has the potential to be detrimental? If you are in business the answer is "yes" 100 percent of the time. Every situation and every thing can inherently cause harm to someone or something.
  • Where will your business take place? Location is a liability in and of itself.  

Mid Atlantic Insurance Financial of Laurel, MD is in business to make sure your business stays in business. When a claim is filed no matter how big or small it doesn’t have to be detrimental to the forward projections of your company. Claims are a matter of course when you are in business. We will make the process easier and tolerable so that you can continue to do business with peace of mind. 

3 Reasons You Should Buy Life Insurance

One of the most important financial decisions you can make is buying life insurance. Though life insurance is important whether in Laurel, MD, or anywhere else, people often balk at actually buying one.

It seems logical that since nobody is immune to death, investing in life insurance is the right thing to do. Most importantly, there is no right time to get life insurance.

You don’t have to be old and near to your grave before you begin to think of something so important. It is even more expensive to buy life insurance when you are older. The more reason one should do it now.

Wouldn’t you like to know that an insurance company like Mid Atlantic Insurance Financial has got your future secured with a comprehensive life insurance?

Apart from taking care of your burial expenses, here are 3 important reasons it is prudent to buy life insurance now.

1. Live insurance takes care of Estate taxes and debts

Without life insurance, your family could become saddled with taxes on your estate. You don’t want to make life difficult for them. All outstanding debts on transactions, whether business or personal, could be paid off instantly.

Of course, you need to buy your life insurance from reputable firms to make that process stress-free for your family.

2. Take care of a financial emergency

Certain types of life insurance from firms like Mid Atlantic Insurance Financial, Laurel MD, are like a special investment vehicle.

Sometimes referred to as whole life insurance, you are allowed to tap from the cash build-up in emergencies for instance. Try and make sure this type of life insurance is explained to you fully before signing up though.

3. Provides financial security

Nobody can predict the future. But with a comprehensive life insurance, you can safely predict that your family would be taken care of when you pass away.

This is even more important if your family depends solely on your income for survival. The life insurance effectively replaces that lost income.

If you need further assistance about life insurance in Laurel, MD, feel free to contact Mid Atlantic Insurance anytime.