Nobody wants to pay too much for anything these days, and when it comes to car insurance, people aren’t too happy that they have to pay anything at all. Unfortunately, if you live in Colesville, MD or elsewhere in the state you don’t really have a choice. Insurance is the law of the land in Maryland, but it’s a law you may come to appreciate if you ever have an accident. Before you go looking for auto quotes for insurance, however, it’s best to understand the requirements.
The law in Maryland specifies that you need three types of coverage: liability, uninsured/underinsured motorist and personal injury protection (PIP) coverage. Specifically, you need $15,000 of liability insurance for property damage and $30,000 per person for bodily injury, as well as equal coverage for uninsured/underinsured motorist insurance. For PIP insurance, you’re required to have at least $2,500 in coverage. If you have a car loan, don’t be surprised if your lender wants you to tack on comprehensive and collision insurance to be sure that their investment is safe in any contingency. For your own peace of mind, you might also want to add coverage for rental cars and roadside assistance.
Knowing the choices available to you and what may be required of you in terms of auto insurance is a great start, but to get the best deal, sooner or later you’ll need to start looking at some auto quotes. You can get quotes on auto insurance by calling around or visiting a dozen different websites of insurance companies, but this is not the easiest or most efficient way. If you visit our website, you’ll find the ability to compare live auto quotes from multiple insurers, allowing you to get the best deal possible on whatever insurance you want or need.