The Easy Way to Update Your Insurance

For years, insurance companies have been trying to make the entire process of buying and even renewing your insurance policies as easy as possible.  Like with most things though, insurance companies rely on you regardless of whether you live in Laurel, MD or anywhere else.  You are the one who is responsible for providing the insurance company with all of the pertinent and critical information.  For that reason, we have put together a list of some of the information that you will need if you are buying a new insurance policy or just renewing and/or updating an existing policy.

Vehicle Insurance

When it comes to your vehicle, most of the time, people will have a good idea of what type of information they will need.  Such as your license plate number.  However, that isn’t the only sort of information you will need.  Some of the other pieces of information include but are not limited to:

  • If you are renewing or updating your insurance you will need to know your current policy number.
  • The VIN (Vehicle Information Number) of your car.
  • If there is a lien on the vehicle, you will need to know the name and address of whoever holds the lien.   Most of the time this will be a dealership or bank.
  • If you happen to be purchasing a new or used vehicle, you will need the insurance company to show the dealer and local DMV proof of insurance.  You will need the fax numbers or email address of the dealer and DMV.
  • If you are clearing up DMV issues such as a suspension of licenses or even an SR-22, you will need a case number.

If it is time for you to renew, review or update your vehicle insurance, call or visit a Mid Atlantic Insurance Financial agency as soon as possible.  

Ways To Organize Your Closet

If you look in your closet and you hate the way it looks because it is messy and there is no organization system, then you need to get in there and clean it up. However, tackling a project that large can take some time. There are several great ways you can make a big difference in a little bit of time though. Use our tips to organize your closet and contact us at Mid Atlantic Insurance Financial for all of your insurance needs.

  • If you have a small closet, you can create some extra space by removing the door. While it may not sound like much, it can provide a few extra inches to your closet and that can make a world of difference. Be sure to put up a curtain, though, so that the contents of your closet are hidden. 
  • If you have too many clothes in your closet and you are running out of room, consider using tiered hangers so you can put more than one item on each hanger. You probably only have enough room for so many hangers so think about this the smart way and use hangers for more items of clothing. 
  • If you still do not have enough room for clothes, you may want to consider getting a second closet rod if you have the room for it in the closet. 
  • Use an over the door shoe rack for all of your shoes in the closet. If you opted to keep your closet door, make use of it by putting an over the door shoe rack on it and storing all of your shoes there.
  • Use shelf dividers to store like items. You can create small cubby holes using these and they are great for storing items like sweaters. 

Easy Closet Organization Hacks for Any Closet

No matter what your current closet space situation entails, chances are you wish you had more. Outside of building onto your current property, the only other way of increasing the amount of storage space inside of your closet is to take advantage of a few of these individual hacks. At Mid Atlantic Insurance Financial, we want to make sure you enjoy your Laurel, MD home, no matter the property or the size. 


Do you remember those old pegboards you used in elementary school? Well, these can work wonders along the side wall of your closet. Pop in hooks for handbags, belts and ties, hang jewelry or do really anything else with the space. It is cheap, yet an effective way to increase the amount of hanging space available in your closet. 

Multi-Purpose Hanger

These hangers have one hook for the closet rack, but multiple hooks are available underneath. This way, you can thread your scarfs, or t-shirts through the open hooks. It keeps everything wrinkle free, yet allows you to store a dozen different t-shirts on the hook where it might take a dozen hangers to do so instead. 

Secondary Rack

There is likely a higher rack for hanging your shirts and jackets. However, this only takes up half of the closet, when you have pants and other items that need to hang up as well. Install a second sliding rack underneath and you can hang your pants, shorts and anything else here rather easily. This way, you instantly double the amount of hanging space in your closet, all without adding any additional closet space. 

Use the Door

The back of the door should be used. Remember to take advantage of a door rack for your shoes to keep everything propped up. 

Does Mileage Matter? Tips for Buying a Used Car

Years ago, if a vehicle had 200,000 miles on it, consumers and automotive specialists would consider this extremely high. Over the past few decades, when the odometer would turn over 200k, most car owners would know it’s time to invest in a new one. Nowadays, though, everything is different thanks to advancements in technology. Not only has technology grown in ways to provide the utmost comfort and safety in vehicles, but it’s also helped improve gas mileage. Your average SUV 15 years ago would get between 12 to 16 mpg to the gallon. Now it’s not uncommon for newer SUVs to get as much as 27+ mpg on the highway. 

Technological improvements have turned today’s society into one that doesn’t view a vehicle with 200k+ miles on it as something not worth investing in. High mileage does play a negative role in the overall resale value of a family car, but if you buy one outfitted into newer technology, you will likely get anywhere from 100 to 200k more miles out of it. Cars these days are designed using unique concepts and materials, which enhances their ability to stay on the road longer. If you’re wanting to save money when buying a new family car, make sure you consider all of your used car options. Buying a used car can also help lower insurance premiums.

Contact Mid Atlantic Insurance Financial today to learn more. With connections to local car dealers and great financing options, Mid Atlantic can help you a great used car for your family. And we can even provide premium quotes while using all discounts that you qualify for.