Severe weather threats like hurricanes, winter storms, and tornadoes are common to Maryland, making it important for homeowners to prepare for natural disasters. The following tips from Mid Atlantic Insurance Financial can help you protect your home and valuables from disasters.
Become Aware of Disasters Common to Your Area
Be aware of severe weather threats and disasters that normally befall the Laurel MD area. Keep tabs on weather alerts so you’ll have time to prep your home against them. Your home prep could include boarding or shuttering windows, bracing doors, storing outdoor furniture and plants in a safe location, and anchoring down objects that can’t be brought inside.
Stock Up on Emergency Supplies
Stock up on emergency supplies and keep these up to date in preparation for a disaster. In addition to food and water, you should have a complete first aid kit, flashlights, radio, extra batteries, tool kit, and toiletries, reliable cell phone and charger. It also helps to have extra cash on hand for emergencies in case you cannot get to an ATM.
Locate Water, Electrical & Gas Shut Offs
Make sure you know where your water, electricity, and gas shutoff valves are so you can quickly turn these off before or during a disaster to reduce the risk of fire and interior water damage.
Secure Important Documents
Gather important documents and secure them in a safe location. This includes passports, birth certificates, insurance papers, financial records, etc.
Update Your Home Insurance
Make sure your home insurance is up to date and that you’re covered for disasters common to your area. Your dwelling and property insurance should be enough to cover the value of your Laurel, MD home and goods in case they’re totally destroyed in a disaster.
To purchase home insurance coverage for protection against disasters, contact Mid Atlantic Insurance Financial.