How To Recognize And Prevent Fender Bender Fraud

The moment you experience a fender bender in Maryland, you want to be on the lookout for fraud. There’s a lot that you can do to prevent it from happening. Even if you don’t think it’s a fraudulent situation, it’s always better to err on the side of caution.

Some people see a fender bender as a chance to make some money. They may want to get a lawyer involved at some point and sue for pain and suffering. Most likely, when you get out of the car, they are going to be super nice. They want to get your insurance information and not make a fuss with the police.

However, not involving the police is a huge mistake. You want to make sure a report is made regarding the extent of damage. A light impact is not going to result in major injury. If you don’t have a police report, the “injured” party may show up with all sorts of false claims in court – and this can be prevented easily enough.

A person may also have a story that constantly changes. There is a saying “the truth never changes” and this is generally true. However, when someone is trying to commit fraud with a fender bender, their story is constantly going to change and it may be difficult for them to remember the details.

You can make sure the details are remembered by taking photos of the accident, including photos of their license plate and all of the damage. This will make sure that the proper picture can be painted if the case ends up inside of a courtroom.

Learn more about auto insurance options by contacting our independent insurance agents at Mid Atlantic Insurance Financial. We are knowledgeable and look forward to helping you find the right policy.


ATV Tips for First-Timers

Getting your first ATV is something you will probably remember for the rest of your life. Knowing how to use your new ATV, as well as understanding the other aspects of ATV ownership, will help you get the most out of your new toy.

Familiarize Yourself with the Controls

If you’ve never driven an ATV before, it is important to understand the role of everything on the dashboard. Your ATV dealer should be more than happy to go through everything with you to get you up to speed, but you may need to take some time on your own and read the owner’s manual.

Understand How it Handles

Some ATVs pack a lot of power and have speeds topping out at around 75 MPH. While most will not go that fast, understanding how much gas to give your ATV in order to get to your desired speed is important. Knowing how it handles on steep slopes, on different surface types, and with passengers will help keep you from getting in an accident.

Develop a Maintenance Schedule

When you keep everything on your ATV running smoothly, you will find that the engine will turn over easier, and you will get good gas mileage. Most routine maintenance can be done by yourself, but you can always schedule an appointment with your dealer for things like brake pads and engine checks.

Get Your ATV Properly Insured

Having enough insurance on your ATV is vital to making sure you are covered if it gets stolen, or it gets damaged. The team at Front Range Insurance Services can work with you to determine how much insurance you need, and get it for you at a reasonable price.