The moment you experience a fender bender in Maryland, you want to be on the lookout for fraud. There’s a lot that you can do to prevent it from happening. Even if you don’t think it’s a fraudulent situation, it’s always better to err on the side of caution.
Some people see a fender bender as a chance to make some money. They may want to get a lawyer involved at some point and sue for pain and suffering. Most likely, when you get out of the car, they are going to be super nice. They want to get your insurance information and not make a fuss with the police.
However, not involving the police is a huge mistake. You want to make sure a report is made regarding the extent of damage. A light impact is not going to result in major injury. If you don’t have a police report, the “injured” party may show up with all sorts of false claims in court – and this can be prevented easily enough.
A person may also have a story that constantly changes. There is a saying “the truth never changes” and this is generally true. However, when someone is trying to commit fraud with a fender bender, their story is constantly going to change and it may be difficult for them to remember the details.
You can make sure the details are remembered by taking photos of the accident, including photos of their license plate and all of the damage. This will make sure that the proper picture can be painted if the case ends up inside of a courtroom.
Learn more about auto insurance options by contacting our independent insurance agents at Mid Atlantic Insurance Financial. We are knowledgeable and look forward to helping you find the right policy.