Home Insurance Can Save Your Home in Unexpected Ways

The need to buy home insurance brings to mind disaster and tragedy in many people’s mind. However the need for home insurance is often not so dramatic, in fact having it at the right time can prevent a small incident from turning into a disaster in the long run. 

Putting off buying home insurance because you are betting on the chance of a large disaster not occurring in your area is unwise. Even if a huge disaster does not occur, the unexpected can happen anywhere and home insurance is great to have when you need it while providing priceless peace of mind meanwhile.  In Laurel, MD and the surrounding areas, if a home is damaged structurally it may not seem like a disaster at the time but if the damage is not repaired soon enough and perfectly, then after a season of rain and freezing, you may find yourself with more extensive structural damage. This is often caused by the water seeping into small imperfections and other damage such as mold that can make a home inhabitable. Even if the damage does not seem extensive at first, putting off repairs due to lack of insurance or attempting to fix the problem without an expert can lead to higher costs in the long run than you might expect. 

Everyone wishes they had home insurance when disaster does strike, no matter the size of the incident Mid Atlantic Insurance Financial can provide coverage that will allow you to sleep well knowing we’ve got you covered. Call us today to find out what options you have for protecting your family.


Quick and Easy Tips for Spring Cleaning

Dredging your way through the mounds of household cleaning duties might make you want to pull your hair out. But there are a few quick tips that can reduce your anxiety over the spring-cleaning madness.

Vacuuming Carpets

More dirt and dust settle in high traffic areas of carpets and rugs. Take more time with these areas. Vacuum around doorways and dining tables where trails of dirt may surface. Only lightly vacuum the rest of the carpet.

Cleaning Outside Windows

Attach a multi-surface window cleaner to your garden hose. First, switch the hose nozzle to “rinse” and spray the windows. Then, change it to “clean” and spray the cleaning fluid. Next, rinse the windows again with clean water. Later, dry them with a microfiber or soft terry cloth to avoid streaks.

Use Steam to Clean

Curtains are a pain to clean. You have to either vacuum or throw them in the washer. To make it easier, use a steamer. You won’t even have to take them down from the windows. A steam cleaner will sanitize, clean, and remove any wrinkles.

Refresh Your Mattress with Baking Soda

While washing your sheets, sprinkle a light coating of baking soda over the mattress. This will lift dirt and deodorize it. Leave the soda on when you remake the bed. Vacuum it up the next time you wash your sheets.

Sofa and Couch Cleaning

Remove the cushions from your sofas and couches and set them aside. Use a hand vacuum or a vacuum attachment to remove crumbs and other debris that gather underneath the cushions. Take a lint roller and run it over all of the cushions to get rid of dust and dirt.

Contact Mid Atlantic Insurance Financial to learn more quick and easy tips for spring cleaning. You can also stop by the office in Laurel, Maryland to speak with an agent. They can assist you with home, auto, commercial, and other types of insurance needs.

Does your new car need premium gas?

Even though gas prices have been down from their record highs of a few years ago, it’s still important to limit your gas expenses as much as possible.  One of the best ways to do this is to stop buying premium gasoline.

For many years, premium gasoline was sold as a product that would help you to prolong the life of your vehicle.  Supposedly, this gasoline was particularly pure, preventing a build-up of impurities on your engine.  Multiple studies have shown, however, that there is virtually no advantage to using premium gasoline in most vehicles.

The truth of the matter is that in most vehicles, any “impurities” are burned up along with the gasoline.  While some sports cars may have power trains that consume fuel at lower temperatures (thus making it necessary to use premium gasoline), if your owner’s manual doesn’t call for premium gasoline, then you can save a lot of money by filling your tank with regular.

It should be noted that there isn’t much environmental advantage to using premium gasoline.  Carbon emissions are caused from burning the carbon in the gasoline.  There is virtually no difference in the carbon between regular and premium gasoline.  The only way to reduce your car’s carbon footprint is to drive it less.

If you’re looking for more ways to bring your transportation costs down, you may want to think about calling the agents at Mid Atlantic Insurance Financial.  They’re experts at finding their customers discounts on their auto insurance.  It may be possible for you to save hundreds of dollars a year on a new policy, or get a discount to save on your current policy.

Top Car Cleaning Tips to Keep Your Car Looking New

Washing your car once a week is the best way to prevent a buildup of surface contaminants before they can damage the paint. Whether you park your car in the garage or on the street in Laurel, MD, it is still subjected to environment contaminants that quickly ruin the look of your car, but these top car cleaning tips will help keep your car looking and smelling new.

The Exterior
It is important never to wash your car in the direct sunlight because it can cause streaking and dried soap may leave permanent markings.

  • Start by spraying the vehicle with a hose to remove any loose debris, dust and dirt.
  • While the car is still wet, use a soft sponge and warm soapy water to wash the exterior paint. Start on the top of the vehicle and work your way done.
  • Thoroughly rinse away the soap and dry with a soft microfiber cloth.
  • Remember to clean thoroughly the tires and wheel wells.

The Interior

  • Using a safe leather cleaner, start with the dashboard and work your way down to the console and steering wheel.
  • Use a damp cloth to clean the inside of the doors, door handles and locks.
  • Using a vacuum cleaner, start with the inside roof and work your way done. Pay close attention to the seats by making sure you vacuum inside the crevices. Remember to remove the floor mats and vacuum the floor thoroughly.
  • Clean the inside of the windows first using a soft cloth and vinegar/water. Dry thoroughly and continue to the outside of the windows and the mirrors.
  • To keep your car smelling fresh, stash a few fabric softener sheets under each seat.

Top Car Cleaning Tips include maintaining the paint, so you should attempt to wax and polish the exterior about once each month. It is also suggested that you clean the inside of and around the hood about every three months. Clean up fluid spills as soon as they happen to prevent a buildup of oil and grease around the motor.

One of the most important things you can do to keep your car in the best shop possible is to ensure you have sufficient insurance. Laurel, MD drivers, should contact Mid Atlantic Insurance Financial for a new insurance policy or review your current policy.