Being a homeowner comes with lots of built-in stress to go along with all the pride and excitement. You are so happy to actually have a home of your very own but there are so many things that can wrong that it can keep you up at night with worry. Having good home insurance can take some of the worries out of making sure that you are protected but even the top insurance will be counting on you to do your part to make sure that filing a claim goes smoothly. At Mid Atlantic Insurance Financial in Laurel, MD we will make sure you have a good carrier and we can help you to understand how a home inventory can make your insurance experience much less stressful.
In this day of technology, there are several ways that you can create a home inventory. Walkthrough your home, top to bottom and make a recording with your cellphone of each room. You want to especially focus on the more high priced items. If you have a video camera you can record your contents that way. You can walk through each room with a pad and paper and write down the contents of each room. All of these ways work. In addition, appraisals should be placed with the inventory as well as sales slips and detailed model number. The more information you have the easier it will be to collect in the event of a loss. The inventory needs to be stored in a safe place, the Cloud is an option or if it is a paper copy, in a safe place preferably off the home site.
Talking with the experienced agents at Mid Atlantic Insurance Financial in Laurel, MD can help to ease your mind when it comes to how to create a home inventory. Stop by the office or give us a call for a no-obligation quote.