If you are a small business owner in Maryland, it’s essential to protect your business with commercial insurance. Many small business owners have questions about insurance. If your business is near Laurel, MD, our team at Mid Atlantic Insurance Financial can help explain your options in a way that empowers you to make informed decisions. We’ve been working with businesses like yours since 2005.

Insurance for Registered Family Childcare Providers

According to the Maryland Insurance Administration, if you are paid to provide family childcare in your home, your services are considered a small business. Therefore, you need commercial insurance. Standard homeowners’ insurance or auto insurance won’t cover claims made against you or your staff. Speak with one of our experienced agents to apply for small business liability insurance.

Before applying for small business liability insurance, you must register your family childcare services with the State of Maryland. The Maryland Department of Education provides information on how to apply for registration. Once registered, you can discuss your insurance needs with one of our agents. If you transport children in your vehicle as part of your services, you will need commercial auto coverage for those activities.

Contact Us Today for Assistance

Small business owners understand that the size of their business doesn’t reflect the size of their dedication to it. Our team at Mid Atlantic Insurance Financial can help you navigate Maryland’s laws and ensure your business is properly protected. Businesses in the Laurel, MD area trust our advice and rely on us for exceptional client support. Contact us today to schedule an appointment and let us help you safeguard your business.