Lower Your Car Insurance Premium: Three Top Tips

If you are a resident of Glenn Dale, Bowie, Greenbelt, Maryland City, Fairland, Cloverly, Colesville, Burtonsville, or Adelphi and have been looking for a better solution for car insurance, take heart: It may be easier to lower your premium than you think! While your current agent might be telling you that you already have the lowest cost policy possible, this is not always actually the case. With a few smart tips you can cut costs while retaining quality car insurance.

Tip One: Consider a higher deductible. A higher deductible can make a major difference in your bottom line. Even a relatively small deductible raise, from $200 up to $500, can knock your car insurance rates down by up to 30 percent, according to MSNBC’s Money website. If you are willing to up your deductible even more, say up to $1000, you can realize greater savings on your premiums: In the range of 40 percent.

Tip Two: Shop around and compare offers from multiple insurance providers. It can be as simple as taking a little time to get comparison quotes over the web! Our online quoting tools features automatic pre-fill of your vehicle information, takes only a few minutes to complete, and will give you rates from some of the top companies in the New England area.

Tip Three: Look for discounts. Many insurance companies offer special discounts to certain groups of people, and you are likely to qualify for at least one of these discounts. Insurance providers may offer student discounts, safe driver discounts, multiple car discounts, or discounts for having your life or health insurance through the same provider as the company providing your car insurance.

Use the simple tips we have outlined here if you want to get the best possible deal on your car insurance!