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Crazy changes in weather over the last few years has caused many Laurel property owners to have to deal with sinking foundations. Here are four DO's and DON'T tips for dealing with a sinking foundation.
DO Determine Whether or Not You Actually Have a Problem
Finding out whether or not you actually have a foundation problem is the first step to getting it fixed. If the door jams inside your home do not close tightly or there are cracks in your interior walls, there is a good chance you have a foundation issue. Other signs include cracking porch, driveway, or patio concrete.
DO Test Your Foundation Yourself Before Calling a Contractor
You can easily test your foundation yourself before spending the money to call out a contractor. Take a very large screwdriver and scrape along the foundation concrete of your home. If it chips or flakes, you most likely have a problem. If you aren't able to do any damage, your home might be fine.
DO Call a Licensed Contractor for a Professional Opinion
If your walls are cracking and your foundation seems to be chipping, it is important to call a licensed contractor for a professional opinion. There are many certified professionals in Laurel and across Maryland to help you determine whether or not you have a sinking foundation problem.
DON'T Expect Your Homeowners Insurance to Pay Up
Repairs to a sinking foundation can easily run into tens of thousands of dollars in extreme cases. Some people feel that their homeowners insurance policy will cover the cost of fixing the damage. However, many Maryland policies specifically exclude damage caused sinking foundations and the subsequent repairs. However, contacting your local Laurel insurance agent is ultimately the best way to find out whether your specific situation is covered.