Sidestepping a Homeowners Insurance Increase

There always seems to be something going on in North Laurel, Maryland. From seemingly constant sports tournaments to our Community Garage Sale, we have a wide array of events to look forward to. One thing no one looks forward to is seeing an increase in the cost of their homeowners insurance. You are not powerless however. There are things you can do to sidestep a rate increase from your insurance company.

First, and perhaps most importantly, you can compare. Seek out other providers and compare rates. Since we are an independent agency, we can get rates from multiple companies. This gives you several options when selecting your homeowners insurance. It is why so many of our clients not only can sidestep a rate increase, but many times they can actually see a reduction in their rates. That is worth looking into.

Another way you can avoid higher rates is by increasing the deductible on your policy. This is not always the best option as it will lead to more out of pocket expenses in the event of a claim. It is an effective tactic in fighting a rate increase. You also may consider bundling your insurance coverage. Some companies will offer a discount if you have both your homeowners and auto insurance with them.

You can get comparative quotes for both your auto and homeowners insurance from us right online. We invite you to try it and see how we compare. It is simple to accomplish by visiting our website and filling out our online form. We can have you saving money quickly.

We are proud to serve the North Laurel area and welcome you to our insurance family. When you get a notice of a rate increase in your homeowners insurance, contact us or visit us online. We would be pleased to help save you money.